Akron, Ohio , February 2009 - Economic impact statement to clients from Michael Andrews, EA, CPA, CFP®, President of Andrews Advisors:

In light of the ongoing economic downturn, I wanted to remind all of our clients at Andrews Advisors what we are proactively managing each individual circumstance to make the best of the situation. That is and always will be a benefit of our holistic approach to wealth management.

What we are doing:

• Every current tax strategy available was used in the final quarter of the year to minimize your tax bill. These strategies will have an immediate impact on your finances and will also be an asset to you for years to come.
• Tax legislation is pending as I write this which may require drastic changes to your estate and tax planning. Rest assured our tax advisors will keep abreast of these changes and make adjustments as necessary.
• Ongoing events that affect the economy are being monitored daily. A nimble strategy will be necessary to move forward in the most efficient way; therefore, we will be contacting you more often than usual over the next several months.

I believe that you already understand the consequences of making decisions based on irrational fear. History tells us repeatedly that those who stay the course with a long term strategy are the ones most likely to succeed.

Please don't hesitate to call us with any questions at (330) 644-9000.

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